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Credit Card Planner for India

Enter the credit cards you hold and what you spend each month. The planner shows the best card for every spend after reward caps, annual fees and milestones; what your points are worth; and how to use them for flights, hotels and lounges. Free, no sign-in, and your data stays in your browser.

Covers HDFC, ICICI, Axis, HSBC, SBI, Amex, IDFC FIRST, IndusInd, YES, RBL, Standard Chartered and co-branded cards, with rates checked October 2026.

Rates, caps and transfer ratios checked October 2026 and change often; confirm on the bank's page before a large spend. A planning tool, not financial advice.
· · · · · Part of VybeMoney